Financing
TEQ Customs has partnered with Affirm and Shop Pay to offer buy now, pay later programs. APR for these programs can be as low as 0%. Always thoroughly read the terms and conditions of the payment method you are using to decide if it is the best option for you.
Affirm Disclosure
Installment Loans
Affirm installment loans offer more options for the length of the loan, but may be subject to higher interest rates.
Rates from 0–36% APR. For example, a $700 purchase might cost $63.18/mo over 12 months at 15% APR. Payment options through Affirm are subject to an eligibility check and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. See affirm.com/licenses for important info on state licenses and notifications.
Pay In 4
Affirm Pay In 4 offers a 0% APR payment option. Payments are due every 2 weeks. There are no fees and you will receive a real-time decision.
Payment options are offered by Affirm and are subject to an eligibility check. Options depend on your purchase amount, and a down payment may be required. CA residents: Loans by Affirm Loan Services, LLC are made or arranged pursuant to a California Finance Lender license. For licenses and disclosures, see affirm.com/licenses.
Shop Pay Disclosures
Shop Pay Installments
- For orders between 50 USD to 999.99 USD, you can split your purchase into four bi-weekly, interest-free installment payments. There are no additional charges, interest rates, or late fees for this option, and your credit score isn't affected.
- For orders between 150 USD to 20,000 USD, you can split your purchase into monthly installment payments. While there are no late fees for monthly installment payments, your order is subject to interest fees. Your credit score isn't affected when you apply, but it can change if you don't make your payments on time.
After you make your first payment at checkout, you'll be charged either biweekly or monthly, depending on the installment payment option you chose. You'll be reminded by email and SMS text (if applicable) before each payment is charged to your card. You can also turn on push notifications in the Shop app to be reminded. However, you can't customize your payment schedule.
- You need to have a United States billing address, and be signed up for Shop Pay.
- Your order needs to be between 50 USD and 20,000 USD, including shipping and taxes.
- If you're ordering a physical product that requires shipping, then you need to provide a United States shipping address. If you're only purchasing digital products, then a United States shipping address isn't required.
- For orders split into four bi-weekly payments, you need to pay with a supported credit card or debit card.
- For orders paid for in monthly installment payments, you can only pay with a supported debit card.
Limitations
The following limitations apply to Shop Pay Installments. If any of the below limitations apply to your order, then you can't use Shop Pay Installments to pay for that order:
- You can't pay for an order if the order includes currency in any form, including virtual and digital currency, such as gift cards.
- You can't pay for a Shop Pay Installments order using Capital One card, prepaid debit cards, or prepaid credit cards.
Rates from 0% APR or 10-36% APR. Payment options through Shop Pay Installments are subject to an eligibility check and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. State notices to consumers: http://www.affirm.com/licenses.